Join our Food and Agriculture Community

We help injured employees back to health and to work


For over 20 years, our family owned and operated insurance business has provided workers' compensation and workplace safety services to the food and agricultural industries.

Our hands-on, customer-centric approach is dedicated to the safety and productivity of your workplace while meeting the needs of the injured worker.

When you join the FSIM community, you have direct, personal contact with your customer service representative, loss control consultant, claims management personnel, and medical management personnel. Our service based philosophy combined with a diverse, bilingual staff, allows us to dedicate the time it takes to make you and your employees comfortable from start to finish.




Bridget Halvorson

CEO and Chairman
Bridget stepped into her role as CEO of FSIM in 2009. She has been a member of the California Bar since 1979. Prior to joining FSIM, Bridget practiced civil litigation for 30 years with an emphasis on insurance defense including insurance coverage issues, public entity defense, employment law, personal injury and professional liability issues. As FSIM CEO, she has been responsible for establishing and executing management practices and strategies which have promoted and maintained FSIM’s profitable growth and sustainable competitive advantage in the California market.

Alonso Bayardo

Executive Vice-President of Finance and Operations
Alonso Bayardo has been connected to the agricultural industry that is FSIM’s “niche” core business for over 30 years. Mr. Bayardo has been involved with every aspect of the business model development and as vice president of operations has directed and assisted with FSIM’s strategic objectives. Mr. Bayardo leads the accounting and finance department operations for the company and is responsible for premium and cash flow management as well as investments and opportunity developments for the company’s diversification.

Matthew Costa

Executive Vice-President Underwriting Manager
Since 2005, Matthew has developed and implemented procedures and tools to increase renewal retention and new business writings, as well as respond to our carrier partners’ requirements of the FSIM’s underwriting department. Matthew has over a decade of experience in corporate management including staff training and supervision, budgeting, financial reporting, merchandising and marketing.

Dr. Demetri Alvero

Director of Medical Management
Dr. Alvero is a bilingual/bicultural physician, with over 20 years' experience in Managed Care for Workers’ Compensation. He has served as a Clinical Coordinator for Industrial Medical Specialty providers in Orthopedics, Spine Surgery and Physical Medicine and has over 20 years of management and teaching experience. Dr. Alvero developed the successful FSIM MMS protocols based on using bilingual medical personnel providing immediate assessment of every claim. Dr. Alvero received his medical training at U.C.E., Family Medicine Externship at University of Miami-Jackson Memorial Hospital, Miami, Florida.


Meet the Underwriting Team
Meet the Medical Management Team
Meet the Loss Control Contact
Meet the Accounting and Auditing Team
Meet the Claims Services Contact

FSIM believes in giving back to our local community

In the Community


Food Services Insurance Managers, FSIM, truly understands what it means to go above and beyond and what it takes to earn trust and to be the best. FSIM has consistently been there for me and has only served to reflect so many of the values I hold dear. Thank you for the partnership that exceeds my expectations and for understanding what it takes to be the best."

Pete Hernandez

Employer Solutions Insurance
We can access information 24/7 on the FSIM website and that has been VERY HELPFUL to our mutual business!"

Dennis Migliazzo

Caremaster Insurance


Join the Food Service Insurance Managers’ community and find the support you need for all of your workers’ compensation needs.


FAQ for Policy Holder

FAQ for Brokers

FAQ for Injured Workers (Employees)

These answers only apply if your employer provides workers’ compensation insurance through Food Service Insurance Managers program


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